Hagerty Insurance

**Art A.** · April 28, 2003, 05:42 PM

Re: Hagerty Insurance

Don, I don't have Hagerty Insurance for my Corvette, but I have had them insure my Antique Boat (1939 Chris Craft) for 20+ years, which is harder to insure than a Corvette and they have been excellent to deal with. The rates have hardly gone up in all there years.

I don't have them for the Corvette, because I get a very good rate from my AAA agent which is hard for any other Insurance co to beat.

Art

**Dick C.** · April 28, 2003, 05:55 PM

Re: Hagerty Insurance

I switched to them because of being able to insure at stated value. In my second year with them.

**Joe Kemp** · April 28, 2003, 07:13 PM

Re: Hagerty Insurance

I've been using Hagerty for many years. Knock wood, I haven't needed a claim, but a friend did and they took care of him pronto.
Besides being agreed value, they also don't have the 2500 mile restiction that many classic insurers do.

**Joe L.** · April 28, 2003, 08:07 PM

Re: Hagerty Insurance

Art-----

I've always had my Corvettes insured with AAA, too, on my regular policy. For a regularly driven, non-classic Corvette I think that this is the way to go. However, I'm seriously considering changing the coverage for my 69 when it's back on the road (I just have it covered for comprehensive while it's sitting in the garage). That's because main-line insurance companies usually don't write stated value or agreed value policies. For a classic Corvette, an agreed value policy is really a must. With this type of policy, the haggling over what the car is worth occurs at the time that the policy is written, not at the time that a total loss occurs. With regular insurance, the haggling begins only when the loss occurs. At that point, the insurance company is in the "driver's seat".

**Bill Stephenson** · April 28, 2003, 08:09 PM

Re: Hagerty Insurance

-------Hagerty-------for me the best.I insure 4 cars right now.Soon to be 5.........Bill S

**Patrick H.** · April 28, 2003, 09:24 PM

Re: Hagerty Insurance

I had such a problem with a AAA adjuster on the car I owned pre-Corvette that since I switched to State Farm I haven't had a thing written through AAA. Of course, I moved to PA at the time and they aren't there, so that also helped me switch. State Farm has been a dream to deal with compared to AAA.

I use AAA only for Road Hazard insurance and travel arrangements.

My 71 is insured through State Farm and I've never yet had a problem. I also keep regular appraisals of the car, all receipts and as much photo documentation as possible.

Patrick

**Art A.** · April 28, 2003, 10:34 PM

Re: Hagerty Insurance

Joe, I have an agreed value policy but I have to get an appraisal every now and then to keep the value updated on record. I have no mileage limits and I can get (with just a phone call) a reduction in my rate when I put it up for the winter----and it is still covered for fire and theft.

Art

**Joe L.** · April 28, 2003, 11:02 PM

Re: Hagerty Insurance

Art-----

Apparently, your state's AAA is different than the one in California. The AAA organization is national, but the insurance operations are unique to the "member clubs". They vary widely, alrthough I didn't realize that any offered agreed value policies.

**Howard Butler** · April 29, 2003, 09:04 AM

Re: Hagerty Insurance

Hi Don,

Sounds like you've gotten many positive replies regarding Hagerty Insurance. I too have my Vette insured by them and the price was right. Fortunately, I have never had to make a claim and they were a pleasure to deal with in getting the policy written.

Thanks,

Howard Butler
#38700

**Don Hege** · April 29, 2003, 05:50 PM

Re: Hagerty Insurance

Im sending them a check in the morning. Thanks Guys!

**Michael Jones** · April 29, 2003, 06:43 PM

Re: Hagerty Insurance one more

I made two claims on Hagerty in less than a year's time (had a bad year!)and they paid with no questions asked ther than was I OK!

I was renewed with no increase in premium.

They're tops in my book!

Mike

**Jeffrey S.** · April 29, 2003, 07:31 PM

Re: Hagerty Insurance one more

I agree with Michael! I had a claim last year for a small fire and they had a check in my hand for the repairs within days without even an adjuster looking at the car. It took over a year to get some parts to replace burned ones and they reimbursed me without question. I have nothing but good things to say about them.
Jeff Salz

**Craig S.** · April 30, 2003, 12:53 AM

Re: Hagerty Insurance

Patrick - I use State Farm too...they have been great with the classic vettes with the special agreed to value policys. Can't complain...at all...here in AZ...Craig

Hagerty Insurance

Hagerty Insurance

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